Call: 419.841.3600
Call: 419.841.3600
EXPERIENCED ATTORNEY, SERVING TOLEDO AND SURROUNDING AREAS
and other legal services.
Call 419.841.3600 today to schedule a confidential consultation.
Advantages of Using Chapter 13 Bankruptcy to Restore Your Credit:
Opting for Chapter 13 bankruptcy can be a strategic move towards rebuilding your credit and achieving a fresh financial start. Unlike Chapter 7, Chapter 13 allows individuals to create a structured repayment plan over three to five years, which can help manage debts while maintaining essential assets like homes and vehicles. This proactive approach demonstrates your commitment to fulfilling your obligations and can have a positive impact on your credit score over time. Through consistent and on-time payments, individuals can showcase their financial responsibility to creditors, gradually rebuilding their creditworthiness. Furthermore, Chapter 13 provides the opportunity to address missed mortgage or car loan payments, preventing foreclosure or repossession and offering a pathway to regain control of your financial stability.
How a Chapter 13 Bankruptcy Works:
Chapter 13 bankruptcy operates as a reorganization plan that enables individuals to consolidate and manage their debts while retaining valuable assets. Upon filing, an automatic stay goes into effect, halting creditor actions and providing immediate relief. With the guidance of an experienced attorney, a feasible repayment plan is devised, outlining monthly payments based on your disposable income. These payments are made to a bankruptcy trustee who then distributes funds to creditors as outlined in the plan. Upon successful completion of the plan, remaining eligible unsecured debts can be discharged. This comprehensive process not only offers individuals a chance to catch up on missed payments but also provides a structured path towards a more stable financial future.
The Importance of an Experienced Chapter 13 Bankruptcy Attorney:
Engaging a proficient Chapter 13 bankruptcy attorney is crucial for navigating the complexities of this reorganization process. The intricate nature of Chapter 13 necessitates a deep understanding of bankruptcy laws, court procedures, and negotiation tactics. An experienced attorney can assist in crafting a viable repayment plan that maximizes your financial benefits while advocating for your rights and interests. They will collaborate closely with you to ensure that all necessary documentation is meticulously prepared, increasing the likelihood of a successful outcome. With their expertise, you can confidently address your financial challenges and work towards restoring your credit, knowing that you have a dedicated legal professional by your side to guide you through every step of the Chapter 13 bankruptcy journey.
Brian Hizer grew up as a child of an Air Force family and as such he lived throughout the world and has experienced life with great patriotism and love of country.
He was taught to respect others and to carry himself with pride. He has been a resident of Ohio for the better part of 40 years.
He is accomplished as an attorney and prides himself for his ability to relate with his clients on a personal basis. He believes that the clients are the most important element of his business and does his utmost to insure they have a high regard for his firm's handling of their cases
ATTORNEY, BRIAN A. HIZER - BIOGRAPHY › › ›
Over the 20 plus years, Attorney Brian A. Hizer has had the privilege to be trusted with the awesome responsibility to represent and protect the legal rights and interests of his legal clients.
He has always believed in in the concept that while representing each client, every legal resource available under the law should be utilized while striving to always provide the highest standard of legal services.
Mr. Hizer is knowledgeable, experienced, and always looks at each case as being inherently unique, and should be approached according to ALL circumstances, evidence, and legal precedent that may apply to an individual clients legal needs and goals.
CONTACT ATTORNEY, BRIAN A. HIZERS's OFFICE, TODAY › › ›
Brian Hizer grew up as a child of an Air Force family and as such he lived throughout the world and has experienced life with great patriotism and love of country.
He was taught to respect others and to carry himself with pride. He has been a resident of Ohio for the better part of 40 years.
He is accomplished as an attorney and prides himself for his ability to relate with his clients on a personal basis. He believes that the clients are the most important element of his business and does his utmost to insure they have a high regard for his firm's handling of their cases
ATTORNEY, BRIAN A. HIZER - BIOGRAPHY › › ›
Over the 20 plus years, Attorney Brian A. Hizer has had the privilege to be trusted with the awesome responsibility to represent and protect the legal rights and interests of his legal clients.
He has always believed in in the concept that while representing each client, every legal resource available under the law should be utilized while striving to always provide the highest standard of legal services.
Mr. Hizer is knowledgeable, experienced, and always looks at each case as being inherently unique, and should be approached according to ALL circumstances, evidence, and legal precedent that may apply to an individual clients legal needs and goals.
CONTACT ATTORNEY, BRIAN A. HIZERS's OFFICE, TODAY › › ›
OFFICE LOCATION:
6800 W. Central Ave, Ste. C1, Toledo, Ohio 43617
Phone: 419.841.3600
Fax: 419.842.9966
Home • Brian A. Hizer • Contact Us
Family Law • Divorce • Bankruptcy • Personal Injury • Real Estate Transactions
Website Design: Tiger Prey Media
OFFICE LOCATION:
6800 W. Central Ave, Ste. C1, Toledo, Ohio 43617
Phone: 419.841.3600
Fax: 419.842.9966
Home • Brian A. Hizer • Contact Us
Family Law • Divorce • Bankruptcy • Personal Injury • Real Estate Transactions
Website Design: Tiger Prey Media